The American economy has been injured through actions taken by local and state governments to arrest and prevent the spread of coronavirus. The federal government is stepping up to provide relief and recovery for the small business sector with passage of the Coronavirus Aid, Relief, and Economic Security (CARES) Act.

Initiatives in this bill will assist business owners with a broad range of capital needs now. When fully implemented, there will be many new resources available for small businesses, as well as certain non-profit organizations.

Paycheck Protection Program

This program will provide cash-flow assistance through 100 percent federally guaranteed loans to employers who maintain their payroll during this emergency. If employers maintain their payroll, the loans will be forgiven, which will help workers remain employed, as well as help affected small businesses and our economy to snap-back quicker after the crisis.

PPP has a host of attractive features, such as forgiveness of up to 8 weeks of payroll based on employee retention and salary levels, no SBA fees and at least six months of deferral with maximum deferrals of up to a year. Small businesses and other eligible entities will be able to apply if they were harmed by COVID-19 between February 15, 2020 and June 30, 2020.

This program is would be retroactive to February 15, 2020, in order to help bring workers who may have already been laid off back onto payrolls. Loans are available through June 30, 2020.

PPP Loans Fact Sheet


If you would like to apply for a Paycheck Protection Program loan, click here.

Economic Injury Disaster Loan Assistance

The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. For more information, see SBA's site.

If you would like to apply for a Disaster loan, click here.

Buying A Center?

Are you planning to buy a childcare business? Read some of the 'best practices' to navigate through the search, purchase, and financing of your own childcare business.

Looking For a Loan?

Getting a loan can be tough if your lender is unfamiliar with the childcare industry. We have financed dozens of childcare centers and can help.

Preparing An Application?

We can prepare you for the application process with digital tools, reference info and years of experience to ensure that you navigate to success.

Building A New Center?

Want to build a new childcare center or remodel your own? Read about the planning required to construct your castle and steps to get the loan to pay for it.

Starting A New Center?

Want to start your own childcare business and realize your dreams? Read more about planning and preparing to create your next big success.

Need to Refinance?

Has your real estate loan matured? Want to extend the repayment term and lower monthly payments? Refinancing means more working capital for your business.

Let's Get Started

Whether you're writing a business plan or just signed a contract, it's never too early to start your loan proposal. Let's talk about your project soon: